Banks and lenders have very specific policies around lending to first home buyers and the pricing of their home loan products can vary substantially.

As a first home buyer, to find a good home loan you should investigate both your home loan options and government grants and entitlements you may be eligible for.

From straight forward residential projects to multi-million dollar office and retail developments, WealthCorp is continually active in lending for these types of transactions.

We offer a range of products from Single Dwelling Construction, Luxury Homes, Duplex Development, Land Banking, Unit & Apartment Developments amongst many others.

Private Funding loans are designed to provide a very quick settlement and an alternative solution to your traditional banks.

Typically these loans are used for a variety of urgent acquisitions, developments and investment opportunities.

Acceptable securities offered to secure short term funds include residential, commercial, retail, industrial vacant land and development sites. The opportunity for approval is not reliant on your credit history and ability to demonstrate serviceability. The merit of the application is based on the equity available in the real estate being offered as security as well as an exit strategy.

Having your facility constantly reviewed and rates potentially increasing due to risk issues, can become stressful activity on its own.

Options to borrow at higher than traditional LVR’s (Loan to Value Ratios). Facilities up to 5 years with no review. Borrow against offices, factories, retail shops, resorts, motels and so on.

The options are endless, don’t be restricted by your bank, let us find the solution that meets your financial requirements.

If you want to know if refinancing your mortgage is the right option for you, you will need to think about why it is you want to refinance, and what the costs will be to move your mortgage.

You may also like to ask yourself if your current home loan matches your needs – for example, do you use all of your loan features, or are you missing some features you could really make use of?

When refinancing consider the savings now and in the future, also find out the costs associated and do the sums. It’s important to consider the long term benefits against the actual costs of refinancing.

There’s a lot to know about investments, such as how to choose the best investment loan that meets your needs and goals. A good investment loan can make property investment a much smoother process.

Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you make effective use of tax, gearing and repayments. You can also make good use of loan features such as redraw, offset and additional repayments to help manage your investment loan.

Our expert mortgage brokers are with you to ensure you’re comfortable and informed at every stage of the process, we make choosing your finance stress-free and seamless.

Building or rebuilding your biggest asset can be a stressful time for many, so we take great pride in being in your corner and giving you peace of mind. Keeping you informed at each stage of the process, so you feel confident every step of the way.

We get to know exactly what your unique goals are, then tailor a solution that’s just right for you. We’ll match you with the right loan to get you into your dream home.