First home buyer

If you want to know if refinancing your mortgage is the right option for you, you will need to think about why it is you want to refinance, and what the costs will be to move your mortgage.

You may also like to ask yourself if your current home loan matches your needs – for example, do you use all of your loan features, or are you missing some features you could really make use of?

When refinancing consider the savings now and in the future, also find out the costs associated and do the sums. It’s important to consider the long term benefits against the actual costs of mortgage refinancing.